Analisis Faktor Kemudahan Dan Keamanan Yang Mempengaruhi Perilaku Mahasiswa FEB UMRI Terhadap Penggunaan QRIS Sebagai Alat Pembayaran Di Era Digital

Abstract

The development of digital payment technology, especially among students who are increasingly adopting cashless systems, has encouraged the launch of the QRIS (Quick Response Code Indonesia Standard) standard by Bank Indonesia. This research aims to analyze the partial and simultaneous influence of convenience and security on student behavior in using QRIS. The method used was descriptive quantitative with data collected through questionnaires from 99 respondents, and analyzed using SPSS version 26. The research results showed an R Square value of 0.722, which indicated that convenience and security had a significant positive effect both partially and simultaneously on student behavior. in using QRIS.